Even if you're not at fault, without Professional Liability insurance, you would have to pay for your own legal defense and any potential settlement costs should any patient or entity decide to make a claim against you (for a variety of reasons).
Even if you work for a company or someone else, your company's Professional Liability coverage may not be enough to protect you in the event of a lawsuit.
Professional Liability (also known as Errors and Omission or Malpractice insurance) covers you for professional negligence of your business and general liability for bodily injury, mental injury, illness or death for which you are legally liable.
General Liability insurance provides protection for non-professional liability issues associated with serving patients. For example, patients falling and being injured during treatment. The policy may also extend (check with your insurance provider) to include such coverage as business contents, home and auto insurance for your business or even products or libel/slander liability.
Please find below links to Telus eHealth and Medavie Blue Cross. These website links will take you to the Healthcare Provider registration pages so that you may check into the capacity to begin direct billing for your patients (if applicable):
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